Kroger Master Card is specially designed for the customers with a good credit history or perfect credit history. This Kroger Master Card offers rebates on specific merchandise as well as on store-wide purchases. Due to these rewards the card has been given the name Kroger 1-2-3 Rewards MasterCard.
Features and Benefits of Kroger Master Card:
Cardholders get the benefit of the low introductory 0% Annual Percentage Rate on Balance Transfers up to 12 Billing Cycles.
Cardholders get Rewards, Gift Certificates and Rebates for the purchases made with the card.
As the card contains brand of MasterCard, it has Worldwide Acceptance. The customers enjoy instant access to cash at millions of ATMs and bank counters worldwide.
Cardholders get the facility of 1-2-3 Rewards Program by which they can earn 1 to 5 points on net purchases made with the card.
Cardholders earn 1 point for every $1 spent on all purchases anywhere outside Kroger family of Stores.
They earn 2 points for every $1 spent on the purchases at fuel stations and inside Kroger family of Stores.
Cardholders can earn 3 points for every $1 spent on all purchases of own brand products of Kroger family of Stores.
There is no limit on the amount of reward points that can be earned by the card holder.
Reward points are granted quarterly, in month of February, May, August and November.
In exchange of accumulated points customers receive 1-2-3 Rewards Certificates and Rewards start at 1000 points.
These Reward Certificates can be redeemed for purchases at the Kroger Family Store.
Cardholders are not required to pay any Annual Fee.
Cardholders get the option of enrolling for Payment Care Protection. If they opt for this program, their card payments are taken care for 12 months in case of unemployment, disability or loss of life.
Customers get the facility of using Online Services to manage their card account. They can view their transaction details and download statement using Online Services. They can even request for a Balance Transfer and pay their bills online.