AT&T Master Card is issued by Citibank for the people with good credit records. The card offer lucrative interest rates and lots of other facilities. The two types of AT&T Master Card most popular are AT&T Universal Platinum Master Card and AT&T Universal Rewards Master Card.
The features and benefits of these two types of AT&T Master Card are discussed below:
AT&T Universal Platinum Master Card
AT&T Universal Platinum Master Cardholders are not required to pay any Annual Fee.
Cardholders get the opportunity of introductory 0% Annual Percentage Rate on purchases for first 12 months from the date of account opening.
They also get the facility of 0% APR on Balance Transfers for 12 months from the date of first balance transfer. Here, it should be mentioned that the first balance transfer has to be completed within 12 months of account opening.
But this 0% APR facility will be withdrawn if the card holder crosses the credit limit or if there is any case of returned cheque or if the card holder becomes defaulter.
Cardholders get Zero Liability Protection on unauthorized purchases. This means, cardholders are not required to pay for the unauthorized usage of the card in case of card loss or card theft.
Customers enjoy the benefit of Free Online Services.
Cardholders receive up to 30 phone minutes every month.
AT&T Universal Rewards Master Card
AT&T Universal Rewards Master Cardholders are not required to pay any Annual Fee.
Cardholders enjoy the facility of 0% APR on Free Online Services for 12 months from the date of first balance transfer, but the first balance transfer has to be completed within 12 months of account opening.
This introductory 0% APR facility will be withdrawn if the card holder crosses the credit limit or if there is any case of returned cheque or if the card holder becomes defaulter.
Cardholders receive 6000 Bonus Thank You Points after their first purchase with the card on the condition that the first purchase by the card is made within first 3 months of account opening.
These 6000 bonus points can be redeemed for a $50 Gift Card from a select store or for any other Thank You Rewards.
Cardholders earn 5 Thank You Points for every $1 spent on eligible AT&T Products.
They earn 1 Thank You Point for every $1 spent on all other purchases.
Customers get the facility of Zero Liability Protection for unauthorized usage of the card.
They have the facility of Free Online Services.
Other than these two there is another card which is basically designed for small business owners. It is the AT&T Universal Business Master Card. This card has no annual fee and offers Purchase Assurance and Car Rental Insurance for collision damage waiver.