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Home >> Credit Cards>> Malaysia Credit Cards >> Aeon Credit Card Malaysia

Aeon Credit Card Malaysia

Aeon Credit Card Malaysia is accepted at over 19 million merchant establishments across the world. It is issued by the Aeon Credit Service Company.

Aeon Credit Card Malaysia: Issuer’s History

The Aeon group was established in Malaysia in 1984. In December 1996, it launched Aeon Credit Service Limited. The first Aeon credit card, the Aeon Express Card, was launched in 1998. Aeon Credit Service Limited established its primary credit service center in 2003 and began issuing other credit cards in 2005.

Aeon Credit Card Malaysia: Types

Aeon credit card Malaysia is available in 11 versions with different individual features to cater to diverse personal needs. Here are some of the major types:


Aeon Gold Card and Jusco Gold Visa Card

  • Annual fee of RM95
  • Low interest rate of 15% per annum on credit purchases
  • Minimum income of RM36,000 per annum
  • Interest-free installment period of up to two years
  • Accidental flight travel insurance up to RM700,000

Aeon Visa Classic/MasterCard and Jusco Visa Credit Card

  • Low annual fee of RM30
  • Interest free installment period on purchases of up to one year
  • Complementary accident insurance cover of up to RM20,000

RedHot Visa Card

The card is offered in association with RedHot gallery. It helps to accumulate and redeem RedHot points for shopping, dining, travel and gifts.

  • 18% interest on cash advances
  • Annual fee of RM 80
  • Renewal of road tax and car insurance through RedHot galleries
  • Travel accident and insurance cover up to RM500,000

Motorcycle Association Affinity Gold Visa Card

The card is offered in association with the Malaysia Motorcycle and Scooter Dealers Association. It offers free membership and waiver of annual fee and cash rebate of 1.1% on motor insurance premium.

Cruize Visa Gold and Cruize Visa Classic Card

These cards are issued by Aeon in partnership with Automobile Association of Malaysia (AAM). They offer a wide range of benefits to frequent road travelers, including free breakdown assistance, covering battery delivery, installation service, towing and type-puncture repair.

Aeon Credit Card Malaysia comes with added features, such as worldwide travel assistance, add-on cards, free purchase protection and alternate repayment options.

‘MasterCard’ is a trademark of the MasterCard Company, who can be found at www.mastercard.com/sea/

‘Visa’ and ‘Visa Cards’ are trademarks of the Visa Company, who can be found at www.visa-asia.com/ap/sea/

‘Aeon Credit Cards’ are trademarks of the Aeon Credit Service Limited, who can be found at www.aeonmalaysia.com.my/