Aussie also offers its own home loans with certain unique features as given below:
ü An Aussie home loan can be sanctioned in just a few days.
ü The interest rates are low and competitive.
ü No hidden fees.
ü The loan amount depends on the savings, the income and the financial commitments of the borrower.
ü Flexible features such as split loans, extra repayments and redraws.
ü Expert customer care service and assistance.
ü Available to first home buyers, refinancers, investors and those who are self employed.
Aussie offers a wide variety of home loans catering to the varying requirements of its borrowers:
Aussie Standard Variable Rate Home Loan: This loan offers several flexible features such as:
ü fixing the interest rate on a part of the loan
ü converting to a fixed rate at any point of time
ü choosing between fortnightly and monthly payments.
Aussie Standard Fixed Rate Home Loan: The interest rate is fixed.
Aussie Express Low Document Loan: This loan is for self employed people who may not have sufficient documents to submit. The interest rate is a little higher in the beginning but drops by 0.31% if repayments for the first two years are made on time.
Aussie Classic Fixed Rate Loan: This is a fixed rate loan with a range of options such as:
ü zero account maintenance fees
ü fixed rate terms for up to 5 years.
Aussie Classic Variable Rate Home Loan: This loan offers discounted variable rates depending on the amount borrowed in comparison to the value of the property.
Aussie Classic Plus Variable: This is a low fee loan for those borrowing over $350,000, with a range of features, and discounted interest rates to suit most situations.
Aussie Classic Line of Credit: This loan offers the flexibility of a transaction account with unlimited free transactions up to 15 years of interest.
Aussie Classic Plus Combo: This is a classic loan that features a line of credit.