Lenders do not ask you to fax or email any document to them as part of the loan disbursement process. When it comes to repayment on your payday, the lender deducts the amount from your account. The repayment allowed for cash loans is generally 14-21 days.
The eligibility factors for getting a cash loan in Australia are:
· You should be at least 18 years old
· You should be a resident of Australia
· You must have an active bank account with any Australian bank or a credit union
· Your monthly income should be at least A$800
· Your bank statements should reflect a steady source of income for the last three months
· You should have a valid email id where the approval can be sent
The advantages of cash loans are:
· Your credit history isn’t a major issue in getting a cash loan.
· You usually receive an electronic deposit in your checking account within 24 hours.
· There is no delay in receiving the funds unlike traditional loans in banks.
· If at any point of time you want to cancel the loan, the loan amount gets withdrawn from your account, and you have no additional obligations.
· You can also repay your loan amount before the due date. You'll only be charged nominal interest.
· You have the option to extend your loan by paying the interest owed on the original amount.