A division of Co-Operative (Co-Op) Insurance, one of the oldest established insurance companies in the UK, Op Car Insurance has been in the forefront of the country’s car insurance sector. Op Car Insurance has been awarded the ‘Best Direct Motor Insurance Provider 2009’ by Your Money and the ‘Platinum Motor Insurance Claims Satisfaction Award 2008’ by Customer Intelligence.
Op Car Insurance is unique in the way it has combined the ‘go green’ concept in its insurance policies. While the division has gained a reputation of being quality-conscious and cost effective, it has also made its mark in the online car insurance market.
Op Car Insurance: Benefits
Based on independent online research by Consumer Intelligence during June 2009, 10% of customers saved £195 when they bought Op Car Insurance. Additional benefits of opting for Op Car Insurance are:
Discounts
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Enjoy up to 11% savings if you buy the policy online
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Get a maximum no-claim discount of 70%
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Free cover for 30 days travel in the EU
Other distinctive benefits are:
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Drivers named in the policy earn their own no-claim discount
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Get a courtesy car if your car is being repaired after an accident
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Get free recovery service when your car meets with an accident
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Receive car insurance quotes over the Internet within minutes
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Insurance cover starts immediately after you buy it online
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Choice to pay your premium on a monthly basis through Direct Debit
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Premiums are lower than that for other car insurance
Additional covers included under the standard policy are:
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Child car seat replacement cover
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Theft of keys cover
Op Car Insurance: Additional Options
Additional options available with Op Car Insurance are:
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Car insurance breakdown cover: Through this cover, get a fault in your car rectified within the average time of 40 minutes. You can also receive this cover if you are on a trip to Europe.
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Enhanced courtesy car: This cover provides you with a saloon or hatchback car with an engine size similar to that of your own (up to a maximum of 1800cc) if your car gets stolen, written off or is left immobile after an accident.
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Car insurance legal cover: Through this cover, you can receive a refund for your legal expenses, hiring a car, loss of earnings and medical and travel expenses.
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Extended foreign use: Buy this cover if you regularly take your car to Europe. This provides you with an EU car insurance cover for 365 days.