Kwik Fit Insurance

By: EconomyWatch   Date: 14 September 2009

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Kwik Fit Insurance, a subsidiary of Kwik Fit Financial Services, is one of the UK’s leading car insurance providers. Although car insurance remains the core product of the company, it has expanded consistently and boasts of a comprehensive home insurance policy as well.

Kwik Fit Insurance: About the Provider 

Kwik Fit Insurance is offered by the Kwik Fit Company, a British car repair and servicing company, which was established 1971. The company was taken over by the Ford Motor Company in 1999 and was eventually sold to PAI Partners in 2005.

Kwik Fit Insurance for Cars 

Kwik Fit car insurance options include:

  • Comprehensive Cover: This provides complete cover for damage to the vehicle and injury of the policyholder while driving. The policy also includes cover for legal expenses and loss of or damage to the car by natural causes, theft or vandalism.  

  • Third Party Only (TPO): This provides legal expense cover for disputing third parties in lieu of injury and/or damage to their property. Injury and damage caused by the passengers also come under the purview of TPO policy. However, loss/damage of personal property is not included in this option.  

  • Short Term Insurance: This is an ideal option for covering temporary vehicles or temporary additional drivers. It can be acquired instantly for a vehicle for a duration of 1 to 28 days. One can also add an optional European cover to the short term car insurance.

 

Kwik Fit Insurance: House Cover 

Kwik Fit insurance can be tailored to suit specific needs, which can be:

  • Only buildings or contents insurance

  • Both buildings and contents insurance

  • Additional personal possessions cover

Building cover:

This covers the entire structure of the home, including walls, garages, sheds, gates and hedges. It also encompasses all permanent fixtures, such as fitted wardrobes and kitchen units. Other features of the building cover are:

·        Locks and keys replacement in case of theft, up to £500.

  • Alternative accommodation cover in case of loss/damaged of insured accommodation, up to 20% of sum insured.

Contents cover:

This covers all household goods (within the home), including cash and credit cards at home, up to £250. Other items covered under the policy are:

  • Up to £500 cover for freezer contents.
  • Garden contents, up to a maximum of £500.

Personal Possessions Cover

This covers personal belongings, including money and valuables when you are away from home for a maximum of 60 days in a year.

Besides these, Kwik Fit Insurance includes an extensive range of products, including motorbike, van, travel and pet insurance.


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