Ecar Insurance is a direct online facility offered by the Southern Rock Insurance Company Ltd. The Ecar insurance policies can be amended and updated online instantly by customers on their own. This includes adding drivers and changing their vehicle details.
Ecar Insurance: About the Service Provider
The Southern Rock Insurance Company Ltd is associated with the Group Direct, which is a major motor insurance provider in the UK and Northern Ireland. Based in Gibraltar, the company is regulated by the Financial Services Commission. The core business of Southern Rock is distribution of ‘eProducts.’
This includes:
- eVan
- eBike
- eCar Insurance
Ecar Insurance: Types of Policies
Types of eCar insurance policies include:
Short-term policy: This is valid for a period of 1 to 28 days and usually preferred over the standard policy during one-off occasions or unexpected events.
Ideal situations for acquiring short-term eCar insurance are:
· When the car is handed over to someone else for a temporary period.
· Driving someone else’s car for a short period.
· While driving a hired car.
Pay As You Go (PAYG) Monthly Policy: With this policy, it becomes possible to purchase a cover when the need arises. It is acquired for one month at a time. It can be discontinued when the need is fulfilled.
Ecar Insurance: Features and Benefits
The special eCar insurance features include:
· No claim discount for life: If the insurance remains unclaimed for 5 years, the holder is eligible for a no claim discount with lifelong validity. The discount value will remain the same irrespective of the subsequent number of claims.
· European cover: Travel within Europe for a whole year is covered but the customer must have permanent residence in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man.
· Legal cover: It covers up to £100,000 on disputing unintentional accidents with the insured vehicle, the costs for claiming personal injuries, vehicle repairs and hiring replacement vehicles.
· Breakdown cover: This covers vehicle breakdown expenses of vehicles that are not older than 8 years.
· Multiple vehicles and drivers: The eCar Insurance enables covering of up to 4 cars (and 4 drivers) on a single policy. However, the drivers must be 25 years or above.
These benefits are only applicable to the standard and PAYG policies, on condition that the policy is active.