Churchill car insurance offers financial protection against loss or damage to the insured car in the event of an accident, theft, fire or vandalism. Being one of the leading car insurance providers in the UK, the company is known for its promising products and quality services. With exciting discounts on comprehensive insurance policies, individuals can buy from a range of optional covers for added advantage.
Churchill Car Insurance: Eligibility Criteria
One has to meet the following eligibility conditions to buy Churchill car insurance:
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The policy is open for only permanent UK residents between 17 and 80 years of age. People above 80 are covered under a specialized policy with a considerably high premium.
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The insurance seeker should hold a valid EU driving license.
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The total number of accidents and claims for the motorists does not exceed five in the last three years.
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The total number of traffic tickets meant for penalizing or disqualifying the motorist does not exceed five in the last three years.
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The policy seeker is either the legal owner or registered keeper of the car to be insured.
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The car is not modified against the standard body structure approved by the manufacturing company.
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The car is used for strictly personal purposes with no commercial associations. Commercial cars are insured under a different policy.
Churchill Car Insurance: Benefits
A comprehensive car insurance policy offers the following benefits:
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24x7 accident recovery benefits through helpline services
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Free breakdown cover of the UK level 1 grade
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10% discount on additional car insurance policies
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New-for-old parts replacement for cars within one year of vehicle purchase
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Covers loss or damage to personal belongings kept in the car
Churchill Car Insurance: Optional Cover
At an added premium, Churchill car insurance offers the following optional covers:
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Legal assistance: It pays for legal services for up to £100,000 for expenses that cannot be recovered by a standard insurance policy.
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No-claim discount cover: It is meant for individuals with a no-claim status for more than four years to protect future claims up to a certain amount.
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Guaranteed hire car: This cover guarantees hired cars in case the insured car suffers loss or damage due to an accident, fire or theft.
Individuals can enjoy discounts of up to 15% by purchasing a Churchill car insurance policy online.