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Personal Finance

Free Travel Insurance

Introduction

Free travel insurance is a comprehensive insurance policy which offers coverages against pre-existing medical expenses, sport activities, personal liability, loss or delay of baggage, trip cancellation, rented car damage etc.

One of the popular free travel insurance company, Barclaycard Travel provides free single trip travel insurance for somebody who will book a holiday between 2 and 21 days. This policy also covers up to five accompanying friends (or family members) with the insured person. This policy is available to all customers aged 65 or under. The Barclaycard single trip travel insurance claims to protect the customers according to the policy schedule.

Advise by experts

One should carefully go through and read the different policy conditions and coverages before making any concluding decision to insure any free travel insurance policy. The items one should consider are about the cover guide, medical coverages, personal liability, coverages against loss or damage of belongings, cancellation or delaying of trip, rental car damages etc.

Some effective coverages under free travel insurance policies are:
  • Personal liability: This policy claims to cover all the related expenses and liability incurred due to an accident of the insured person when he is on a trip outside his country.

  • Baggage: This policy will cover all related expenses against any loss of baggage.

  • Coverage against cancellation of trip: Under this scheme, if one cancels the trip due to some unavoidable circumstances, then he will get back his money. Although the limit of pay back amount varies according to the policy of the free travel insurance company.

  • Delaying of trip: Due to some uncertain reasons like grave weather condition, strike, riot or any civil disruption, if the trip somehow delays, then this policy will cover the amount of expenses against the accommodation and additional expenses.

  • Recommencement of journey: This scheme covers all related costs against recommencement of journey. Recommencement of journey intends to mean that due to some unavoidable conditions if one stops and then resumes his journey.

  • Coverage against damage of rented cars: This policy covers expenses against any damage of rented car while on a trip.
Other coverages

The other facilities include:
  • Coverage on Airplanes, Trains, Buses, and Taxis
  • Coverage against annual flight accident
  • Multi-Trip / Annual Protection
  • Medical, Baggage, Evacuation
  • Flight insurance
  • 24 Hour Assistance
To know more one can browse through barclaycard.co.uk