Just as with most countries, insurance in Japan is available for your vehicle, home, health, etc. Unfortunately, some people will move to this country without a full understanding of the type of coverage needed and mandated. To avoid problems, you want to work with a well-known insurance company, one that is going to do the research required to find the right policy for your specific needs. After all, you would not want Japan insurance that is a cookie-cutter solution.
Then, no matter the type of insurance in Japan you need, always review the details of the policy before signing anything. If you find inaccuracies, these would need to be corrected first. Additionally, if the Japan insurance policy does not make sense or you have questions whatsoever, ask. Of course, if the insurer hesitates to walk you through the policy, then you should be wary. The reason is the reputable companies selling insurance in Japan are there to help you get excellent and affordable coverage.
We will first look at insurance in Japan to protect your home. With this, you would choose from two options – home and contents. In this case, you could purchase two policies for Japan insurance or one for each. Again, an honest insurer would review both possibilities to find the one that would keep the premium down. Interestingly, most people think the cost of the building coverage is the most expensive but often, the policy for home contents costs the most.
Another type of Japan insurance is for your automobile. This type of coverage would also be available in different policy types depending on what you need. For instance, you might choose to go with just liability, which would cover property damage, bodily injury, and medical payments. Typically, Japan insurance of this type is usually the most affordable but it does not provide as much coverage as the other option, which is called collision and comprehensive. With this second type of insurance in Japan, both your car and the other car involved in an accident would have protection.