Health Net Insurance

By: EconomyWatch Content   Date: 11 February 2010

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With its headquarters in Woodland Hills, Los Angeles, California, Health Net Insurance is one of the largest healthcare companies in America. Health Net Insurance plans cover approximately 6.6 million individuals in all 50 states and the District of Columbia.  

Health Net insurance offers coverage through different kinds of plans such as individual, Medicare, Medicaid, Veterans Affairs program and TRICARE. Health Net also offers Smart Choice HAS and Simple Choice HAS plans. The best part about these offers is that they can be used with Health Saving Accounts (HSA).

Health Net is also known for its exemplary customer service and this fact was recognized by California's Office of the Patient Advocate, which in their report gave them a 3-out-of-4 score for meeting national standards of care and satisfaction.

Advantages of Health Net Insurance Plans

Health Net offers insurance plans that are compatible with HAS. Such a combination provides:

·        Lower-cost medical protection

·        Significant premium savings

·        Tax-savings

·        Long-term investment opportunities

Getting these plans is simple with the complete process running virtually. The process has the following steps:

·        Selecting the right plan: One can choose from HMO, PPO or HAS plans

·        Selecting the Primary Care Physicians (PCP): IF you select an HMO plan, you must also select the PCP. This step is not needed for PPO or HAS plans

·        Filling up the contact information and other fields

·        Including the credit card information for processing the payments for the first month’s premium. The premium is deducted only once the application is approved

·        Taking out a print copy for your record before submitting

Health Net Medicare Insurance

Health net also offers Medicare insurance for eligible people across the states that it operates in. Targeted for senior citizens, Medicare plans designed by Health Net offer none or low monthly premiums and none or low copayments for physician or specialist visits, urgently needed care, preferred medications, physical exam per year, immunizations and preventative measures, optional supplemental benefits (Chiro, Dental, Vision) at a low monthly premium.

Applying these Health Net insurance plans is available online as well. The official website also contains data base of physicists, doctors, specialists or pharmacists.


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