One can also take the advantage of value addition which not only makes the insurance much more productive but also provides increased facilities to not only the policy holder but also to provide insurance to those who are related to it.

Premium: The rate of the Motor Insurance Premium depends on the vehicle's cubic capacity of the engine. The capacity of the motor's carrying capacity or the total weight of the vehicle. The date of the registration and also the place where the registration is done, the age and the place of the motor vehicle.

Claiming Service: The companies also provide a 24 hours customer care which helps the customers to register their claims within seconds of the damage is done. The insurance officers visits the place within 24 hours and takes note of the damages and the amount is decided later. Once all the formalities are done and all the papers are submitted the claim is normally settled within ten working days.

Housing Insurance: The General Insurance Company also offers Housing Insurance which saves not only the house from any loss from assets to interests to jewelery and even a mare pen. It covers everything within the house.

The housing insurance in some cases insure the pet animal in the house. It also compensates for canceled tours that take place due to any death in the house and other natural hazards like storms,typhoons and other incidents.

The policy though does not cover any destruction to the house caused by wars, invasion and any damage done by any enemy who is from some other country. This also does not cover any damage that is caused by depreciation and wear and tear.

It also does not cover damages done by direct or indirect effect from nuclear weapons and it radiations. It also includes the ionizing radiation or contamination or by something like radioactivity and other things. The cover also avoids damage, loss or damage effected through the pollution or other similar means to the property which is insured.

Product Insurance Policy: The product insurance policy provided by General Insurance Company also provides insurance for defective production which is unwontedly produced by any industry.

This policy covers for damages which the insured is actually liable to pay if any incident occurs such as death,accident, or any damage caused to the third party due to any defective production on the behalf of the company. One can also cover the exported goods which can be damaged during the exportation. Though to get this facility one has to cover his or her domestic goods as well. One can also have vendor's liability extension as an additional cover. The cover also provides compensation on things produced by licensed sub contracts. This facility is available normally on high end policies.

The Product Insurance Policy from General Insurance Company provides several benefits and special features to is clients.

• The policy covers the claims that are occurred due to any damage done by the defective product. The Product Insurance Policy pays the money the insurance had to pay to the people who have suffered the damage.
• The policy also provides insurance to population liability and third party on the products that are already insured.
• One also gets to insure the officers and working people and can claim the insurance money if anything wrong happens.
• All the expenses that take place while the investigation is on which includes investigation, claim and settlement of the money that is wanted by the policy holder's other expenses occured through other proceedings related to the claim and other things that are in the contract are also payable.

Flood Insurance:The Flood Insurance policy provided by the General Insurance Company, a very nominal number of people actually seems to care about the Flood Insurance Policy but it is a very important insurance policy for the places where the flood damages a great amount of properties. There are many places in the world which suffer flood regularly and every year. Flood Insurance Policy is among many insurance policies about which the people in various countries are not well modified or in most of the places posses a conception which is entirely wrong. The Flood Insurance policy is essentially needed by the owners of the houses to repair or more so to rebuild the living places where they live after they suffer because of the devastating floods. A lot of people seems to think that what ever is covered by the flood insurance policy is actually covered already by their house insurance policy which is a great misconception. And there are very few house insurance policies that cover the flood policies. But most of the policies do not do so and one who lives in a flood prone area must have the flood insurance policy.

Medical Insurance: Medical Insurance Policy is a kind of contract through which the insurance policy holder gives a certain amount of money every month as premium of the medical in expectation that when the policy holders needs the money for various medical needs or treatments the company would provide an often-exorbitant bill. This is a good way to make sure that one remains healthy for as long as one can. The amount of the premium one pays to the medical insurance company depends on how much medical protection or insurance one needs for himself or herself and for their family. Th premium of the policy also determines the amount one can claim from the company one works for. The General Insurance Companies normally offer this kind of Insurance policies after doing thorough medical checkups. They do not provide compensation or the treatment for those diseases only that occur after the insurance is made. The General Insurance Company also provide policies which are for the whole family. This kind of claims are actually good as the premiums are lesser than individual insurance premiums.

Disability Insurance Policy: Disability insurance policy is another kind of policy provided by the General Insurance Company which helps those who get disabled by virtue of some accident. The Disability Insurance Company compensates for the loss of income one suffers due to his or temporary disability. The policy helps one to worry less about the time when he becomes disabled.

To know more about General Insurance Company one can go to insurance.com,christianet.com