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Home >> Personal Finance >> Insurance >> Accident Insurance >> Canada Accident Insurance

Canada Accident Insurance

An accident in an aircraft or a plane crash can cause serious injuries and even death. As a result, the person or his/her family may have to incur huge hospital and medical expenses. This is where flight accident insurance Canada provides financial protection for such expenses. Canada accident insurance provides a cover for any regularly scheduled commercial flight.

Canada Accident Insurance for Flight Travel: Concept

Canada accident insurance for flight travel provides policyholders a cover in case of the loss of a body part, sight or life as a result of an accident on a plane.

The coverage period of a Canada accident insurance policy for flight travel starts when:

  • The insurance policy application is accepted by an insurance company.
  • The effective date stated on the application is reached.
  • The policyholder starts his/her travel.
  • The coverage period of a flight accident insurance policy ends either on the expiry date stated on the policy documents or the date on which the policyholder completes his/her travel, whichever occurs earlier.

    To be eligible for flight accident insurance Canada, policyholders or beneficiaries need to establish that the accident occurred on a flight for which tickets were booked prior to the date of the commencement of the policy.

    Flight Accident Insurance Canada: Why is it Preferred?

    The coverage of flight accident insurance is different to countless plans offered by various companies. It is preferred by travelers because:

  • It is quite cheap.
  • Many people can be covered under the same policy.
  • The plan is available for a one-way trip.
  • The insurance benefit is free of income tax.
  • All regular commercial flights are covered under this policy.
  • It offers protection from the moment the policyholder starts his/her trip till the time it ends. It does not take into consideration the number of flights taken throughout the trip.
  • It offers cover even if the airline by which the policyholder is traveling has declared bankruptcy.