The Western Union® Prepaid MasterCard® is generally referred to as the Western Union Debit Card. The Western Union Debit Card empowers the card holders to purchase commodities and pay for services wherever the MasterCard® Debit Card is accepted.
The Western Union Debit Card does not call for the following, otherwise required in case of regular Debit Cards :
Filling up of longer application forms
Credit checks upon the consumers
Bank accounts
Verification of employment
Security deposits on part of the consumers.
The simple procedures stated below need to be followed carefully in order to subscribe to the Western Union Debit Card :
- Filling up of the online application form given on the official website of Western Union®
- Activating the Western Union Debit Card on its arrival (usually after around five days) by taking the card to the Western Union® outlet close by.
The following points need to be considered closely before applying for the Western Union Debit Card
- The first value load is restricted between $5 and $300 and if it is the first one for the consumer in question then no additional funds can be loaded beyond the $300 upper limit.
- $25 will be charged upon the consumer each time his/her purchases exceed the amount available in the Western Union Debit Card.
In addition the Western Union Debit Card provides all the facilities that Debit Cards call for including :
- Hassle free traveling or shopping without carrying cash on one's person.
- The added advantage of drawing cash at will from ATMs when required.
- Access to one's own account over the Internet.
- If misplaced or stolen, these Cards can be blocked immediately from further usage by informing Western Union® supported by a Police Department notification.