The Bank of America Debit Card actually includes a wide array of Prepaid Cards which are provided to its consumers by Bank of America. Consumers have the freedom to choose the Bank of America Debit Card that fits their personal requirements perfectly. These Bank of America Debit Cards are allotted free of cost to all consumers having a personal checking account against their names.
The Bank of America Debit Card has the following Prepaid Cards on offer :
VISA® Gift2Go - this particular non-reloadable Bank of America Debit Card with the prepaid balance restricted between $20 and $500, functions similar to any other regular Debit Card and can be used at any mercantile outlet across the world that accepts Visa® Debit Card and the Visa® Electron Debit Card.
MasterCard® PrivaCash®, this reloadable Bank of America Debit Card is provided to the consumers having personal checking accounts and can be used across the world wherever MasterCard® is accepted. This Debt Card is offered in the two following forms :
Platinum Card - This Bank of America Debit Card with the maximum prepaid balance fixed at $2,500 can be individualized to exhibit the name and photograph of the consumer. The consumers need to register prior to the first usage of this Bank of America Debit Card.
Blue Card - This Bank of America Debit Card is allotted to checking accounts generally having lesser account balances for the prepaid balance restricted between $20 and $500 and additional funds can be loaded if and when the available balance falls below the $500 mark.
The protective measures that come along with every Bank of America Debit Card offers greater protection against theft, loss, or unauthorized use amounting to fraud are given below :
- Zero Liability - total rereimbursement in case of unauthorized usage if reported within sixty days of the specific statement.
- Guaranteed credit in case of fraudulent transactions.
- Fraud monitoring to oversee fraudulent usage of the Bank of America Debit Card.
- Photo Security® - photos of owners engraved on the cards
- Privacy Policy on the part of the bank.