Basically the
American Express® Debit Card refers to the different categories of debit cards issued by American Express® to its customers in order to make the payments for purchasing commodities and services as well as traveling, simultaneously smooth and convenient. American Express® is renowned all over the world for its financial services mainly credit card, charge card and traveler's cheque concerns.
The American Express® Debit Card basically includes three major debit cards issued by American Express® across the world to make traveling a hassle-free event. The
American Express® Debit Card that a prospective customer may choose from are enlisted below :
- The American Express® Preferred Rewards Green Card (also known as the Green Card for its green color) - This American Express® Debit Card is specially designed for carrying along while traveling as it comes along with a extensive list of rewards associated with traveling and entitles the card holder to the Membership Rewards® program of American Express®. Every transaction that involves this American Express® Debit Card while away from home gathers valuable points for the consumer and later these same points can be exchanged for shopping, travel and/or entertainment rewards as according to the wishes of the consumer. By nature this is a Charge card with no pre-set spending limits but not amounting to unlimited expenditure on the part of the consumer who is required to pay the total amount spent during the course of a month in full, at the end of every month.
- The American Express® Platinum Card - This American Express® Debit Card can be doubled as an ATM card and involves no fixed limits upon the spending of the consumer and also provides the optional privilege of offshore bank accounts from which any linked Platinum Card (American Express® Debit Card) can be operated. The consumer is also given the choice of a complimentary Additional Card to segregate the personal expenses from the business dealings. This Internet Banking enabled American Express® Debit Card empowers the consumers to monitor transactions online to restrict fraudulent activities.
- The American Express® Gold Card - This American Express® Debit Card is offered as a supplementary debit card with The American Express® Platinum Card and a particular Gold Card holder is entitled to all the benefits due to its main Platinum Supplementary Card holder.
Every
American Express® Debit Card comes with several security measures as follows :
- authorized access
- resolving of disputes as early as possible
- emergency card replacement
- fraud protection guarantee to allow carefree shopping
- assistance in case of theft of the consumer's online identity