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Credit Report Addresses

By: EconomyWatch Date: 25 August 2009

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Whenever it comes to fixing or requesting for a credit report, knowing the addresses of the credit agencies is essential. The process of ordering credit reports includes sending a letter and the required information that the credit agencies require to verify your identity. Failing to provide such information may result in late responses or no response at all.

Critical information required while applying for credit reports includes:

Last name
Current address
Previous addresses
Social security number
Date of birth
Spouse's name

Different credit agencies require different information but the information mentioned above is the standard for most agencies.

Credit report addresses

Below is a list of addresses of the various credit agencies operating in the US, Canada and the UK. The addresses, however, may change. Therefore, always contact the website for the updated information on credit report addresses and telephone numbers.

USA
- Equifax Credit Information
  Services, Inc.
  P.O. Box 740241
  Atlanta, GA 30374
- Opt-out of mailing lists
  
  Call 1-888-567-8688

Experian
P. O. Box 9595, Allen, TX 75013-9595
Order by phone: 1 888 397 3742 or online

TransUnion
2 Baldwin Place
P.O. Box 2000
Chester, PA 19022
Opt-out of mailing lists
Phone number: (888) 567-8688

Canada
- Transunion
  All provinces except Quebec:
  TransUnion
  Attention: Fraud Victim Assistance Department
  P.O. Box 338, LCD1
  Hamilton, ON L8L 7W2
- Quebec residents:
  TransUnionCentre De Relations Aux Consommateurs TransUnion
  1 Place Laval Ouest
  Suite 370
  Laval, Quebec
  H7N 1A1

Equifax
Equifax Canada Inc.
Consumer Relations Department
Box 190 Jean Talon Station
Montreal, Quebec
H1S 2Z2

Experian
150 King Street West
Suite 805
P.O. Box 68
Toronto,Ontario
Canada M5H 1J9

UK
- Equifax Credit File Advice Centre
  P.O. Box 1140
  Bradford
  BD1 5US

Experian
Landmark House
Experian Way
NG2 Business Park
Nottingham, NG80 1ZZ
United Kingdom

As a safe practice, retain copies of all the correspondence to credit agencies. Also, before sending a correction mail to the credit agency addresses, make a habit of contacting the creditors for clarification. This not only helps in maintaining a sound credit report but also helps to establish healthy relations with creditors.