The TransUnion Credit Report under the leadership of CEO David Emery, is a global leader in the arena of credit and information management. TransUnion Credit Report is prepared with the objective of enabling its clients, the lending organizations, to manage risks effectively as well as to maintain proper customer relationships. It also enables the individuals to manage their credit better. The business endeavors of TransUnion are based on the core values of honesty, experience and relationships.
TransUnion was established in 1968 and is headquartered at Chicago. The company has a database of credit reports of more than 500 million consumers spread across various countries. It provides its services to more than 50, 000 businesses. TransUnion caters to individuals and businesses spread across thirty countries in six continents. The company recruits the best talents available to provide the best services to its clients.
TransUnion lays much emphasis on the privacy of information. The credit histories of consumers are carefully safeguarded from possible misuse. Confidentiality of information is maintained in accordance with the Fair Credit Reporting Act (FCRA). Moreover the credit files of consumers are regularly updated which enables businesses to take instant credit and insurance decisions. Updated credit information also ensures objective credit decisions on the part of the lending organizations devoid of personal bias. This also enables the consumers to make proper credit choices.
TransUnion provides two major types of credit reports –
Personal credit reports
Business credit reports
Personal Credit Reports
The personal credit reports of TransUnion focuses on niche value added services like credit disputes, protection against frauds and proper customer support. TransUnion provides advice to its customers to improve their credit ratings. It also helps its customers to identify fraud instantly and act accordingly so as to avoid major damages.
The advantages of personal credit reports of TransUnion are –
Important changes are notified within 24 hours.
ID theft insurance worth 25,000 US Dollars provided free.
Thirty days free trial period.
Services provided by TransUnion pertaining to personal credit reports are –
TransUnion credit monitoring
3- Bureau credit monitoring
3- Bureau credit report
Credit learning center
Fact Act credit report disclosures
TrueCredit newsletter
Solutions associated with TransUnion personal credit reports are –
Dispute investigations
Assistance to fraud victims
Proper customer support
Business Credit Reports
The business credit reports of TransUnion are aimed at reducing risk and increasing profitability of businesses. The major focus area is to enable the business to make the right offer to the right customer so as to optimize operational effectiveness. This is done through the PaymentDynamics Payment Preference Model.
The solutions provided by TransUnion under the business credit reports include –
Fraud and Identity Management
Credit Reporting
Risk Management
Collections Management
Online Applications
Marketing Services
Some of the major industries which the TransUnion business credit reports cater to are –
Banks
Insurance
Real Estate
Healthcare
The services of TransUnion are spread across the following countries –
America –
United States of America
Canada
Mexico
Chile
Costa Rica
Columbia
Dominican Republic
Ecuador
El Salvador
Guatemala
Honduras
Nicaragua
Puerto Rico
Trinidad and Tobago
Venezuela
Europe –
Italy
Russia
Slovakia
Croatia
Czech Republic
Asia-Pacific –
China
India
Australia
New Zealand
Malaysia
Singapore
Thailand
Africa –
South Africa
Zimbabwe
Swaziland
Botswana
Kenya
Namibia