Equifax Credit Reports are trusted the world over. Equifax has been providing specialized services to its customers for more than hundred years. Its services include – business credit intelligence, fraud detection, portfolio management, and marketing tools. Equifax has earned the confidence of both large and small businesses over the years. The Equifax Credit Report also helps individual consumers in managing their credit information, protecting identity and maximizing financial benefits. Equifax has one of the largest databases of commercial and consumer credit information. The objective of Equifax Credit Report is to enhance the performance of business and reducing their risks, as well as, to optimize the financial well being of the customers.
Equifax Inc. is spread across fourteen countries North America, Latin America and Europe. The company employs around 6900 people and is headquartered in Atlanta, Georgia. The stock of Equifax Inc is listed on NYSE (New York Stock Exchange) with the symbol EFX. It is a member of Standard & Poor’s (S&P) 500® Index. The Chairman and Chief Executive Officer of Equifax Inc. is Richard F. Smith. Equifax lays much emphasis on integrity and ethical business practices. Equifax has been awarded by Georgia Technology Fast 50 for Phenomenal Revenue Growth. The company has also been awarded by Information Week 500’s “Magnificent Seven”.
The important services provided by Equifax include –
Commercial Information Solutions
Consumer Information Solutions
Personal Information Solutions
Workforce Solutions
The Equifax Credit Report provides several benefits to the consumers as well as businesses. While the businesses can take proper credit decisions to minimize risks, the individuals can maintain and improve their credit ratings with the services provided by Equifax. The major focus areas of Equifax Credit Report are stopping identity theft, providing protection to customers and enabling customers to get better rates.
In order to ensure that identity thefts are stopped, Equifax has introduced certain important measures like alerts for key file changes, free identity fraud coverage of up to 20,000 US dollars, and unlimited credit reports. Equifax provides a three in one monitoring system. It informs consumers of changes in credit scores that can significantly affect interest rates. It also monitors the FICO credit score of consumers.
The commercial solutions provided by Equifax are in the areas of data management, fraud prevention, marketing (including acquisition, cross-sell & up-sell and retention), and risk management. Consumer solutions provided by Equifax are in the areas of data management, fraud prevention, industry specific solutions (automotive, health care and mortgage industries), marketing (including acquisition, cross-sell & up-sell and retention), and risk assessment.
The major credit reports of Equifax are –
Score Power
Three in One Credit Report
Three in One Credit Report With Score Power
Equifax Credit Watch
The advantages of Equifax Credit Report are –
Online access to credit reports and comparison of three credit reports
Regular monitoring of the three reports
Fraud specialists
Efficient customer care
Facility of initiating credit disputes online
The contact details of Equifax are –
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374