Visa Credit Card Rates function as the most vital determining factor in selection of a particular Visa Credit Card. Customers are naturally attracted towards the Visa Credit Cards which offer Low Interest Rates. But it should be kept in mind that other than the interest rate offered, the terms and conditions associated with a Visa Credit Card is also important. This is because the terms and conditions may be such that they offset the benefit obtained from Low Interest Rates.
Visa Credit Cards offer interest rates which are quite competitive in the Credit Card Market. There are different types of Visa Credit Card from which customers can choose according to their preference. Here, in this decision-making Visa Credit Card Rates play a crucial role.
Visa Credit Card Rates for various types of Visa Credit Cards are discussed below:
Platinum Visa Credit Card
- For Purchases and Balance Transfers, Annual Percentage Rate (APR) offered with Platinum Visa Credit Card remains within 9.25% to 13.70%.
- APR for Cash Advances also remain within the range of 9.25% and 13.70%.
Classic Visa Credit Card
- For this Classic Visa Credit Card applicable APR on Purchases and Balance Transfers is 10.90% approx.
- Cash Advances on this card also carries an APR of 10.90%.
Business Platinum Visa Credit Card
- APR on Balance Transfers and Purchases vary within the range of 9.25% and 13.70% for this card.
- For Cash Advances also the applicable APR is same as for Purchases and Balance Transfer on this card.
Student Visa Credit Card
- Student Visa Credit Cardholders are offered an APR of 10.90% approx on purchases made with the card.
- The same APR of 10.90% is applicable for Balance Transfers and Cash Advances on the Student Visa Credit Card.
To get more detailed information on Visa Credit Card Rates one can browse through the sites like creditcards.com and apgfcu.com.