LL Bean Visa Credit Card is issued by FIA Card Services, N.A and the cardholders get immense benefits every time they shop at L. L. Bean. The LL Bean Visa Credit Card possesses many special features which helps it to stand out from the rest of the cards available in the market.
Card Features:
- Cardholders are not required to pay any annual fee.
- By using LL Bean Visa Credit Card customers can enjoy free shipping and handling for the orders from L.L. Bean.
- LL Bean Visa Credit Card is accepted worldwide at more than 28 million locations.
- Holders of LL Bean Visa Credit Card earn Coupon Dollars for every L.L. Bean merchandise purchase.
- Cardholders get 20 L.L. Bean Coupon Dollars after the first purchase made by LL Bean Visa Credit Card if the purchase is made within 90 days from the account opening date. These Coupon Dollars are added to the customer's account on the first statement closing date.
- Customers get the facility of low introductory Annual Percentage Rate of 2.9% on balance transfers and cash advances for the first 12 billing cycles. But, a 3% transaction fee will be charged.
- When the introductory APR offer period is over, the APR on balance transfers will be 12.15%.
- When the promotional period ends, APR on cash advances will be12.15% if that is done before 10 th November, 2007 and 20.24% if done on or after 10 th November, 2007.
- Grace Period for repayment of credit on the card is at least 25 days from the statement closing date provided the customer has fully paid previous months credit balance by the payment due date.
- For calculating the credit balances on the LL Bean Visa Credit Card “Average Daily Balance” method is used.
- For any foreign transactions, 3% of the U.S dollar amount of each transaction is to be paid in addition to other applicable fees.
Among the LL Bean Visa Credit Cards the most popular one is L.L. Bean Platinum Plus Visa Credit Card . This L.L. Bean Platinum Plus Visa Credit Card has extra benefits over and above the general benefits of LL Bean Visa Credit Card. The extra benefits that L.L. Bean Platinum Plus Visa Credit Card carries are as follows:
- L.L. Bean Platinum Plus Visa Credit Cardholders earn 3% for net retail purchases made at L.L. Bean and 10% for payments of an Outdoor Discovery School Program.
- Cardholders are not required to any charges for any unauthorized use of card online or offline as L.L. Bean Platinum Plus Visa Credit Card comes with 100% fraud Protection.
- Customers can access accounts using free online service and can use electronic bill payment service for paying their credit card bill.
- Cardholders can refer to 24 hour customer service desk whenever they need any help.