Bank of America Platinum Visa Cards has gained strong customer preference worldwide because of its various lucrative attributes. Bank of America Platinum Visa Cards are mainly Bank of America Platinum Plus Visa Card, Bank of America Student Visa Platinum Plus Credit Card, Financial Rewards Visa Platinum Plus Credit Card and Effectiva Platinum Plus Visa Credit Card.
Bank of America Platinum Plus Visa Card
- Bank of America Platinum Plus Visa Cardholders are not required to pay any annual fee.
- Customers get the facility of introductory 0% Annual Percentage Rate on purchases, balance transfers and cash advances for the first six billing cycles.
- Credit limit for Bank of America Platinum Plus Visa Card is $25,000.
- Bank of America Platinum Plus Visa Card comes with zero liability protection. Cardholders are not required to pay any charges for unauthorized use of the card if they inform Bank of America promptly.
- Customers can get additional cards without any extra cost
- Cardholders get auto rental insurance along with the card.
- Cardholders enjoy the facility of managing their card account using online services.
Platinum Visa Card Bank of America
- As the name suggests, Bank of America Student Visa Platinum Plus Credit Cards are for students. The eligibility criteria for approval of the card are:
- The applicant has to be a full-time or part-time student attending a recognized college or university.
- The applicant has to be U.S citizen or a permanent resident of U.S and has to be at least 18 years of age.
- No co-signer is needed for opening an Bank of America Student Visa Platinum Plus Credit Card account.
- Cardholders are not required to pay any annual fee.
- Bank of America Student Visa Platinum Plus Credit Cardholders enjoy zero liability protection in case of card loss or card theft.
- Cardholders get travel and emergency assistance
- Customers receive automatic auto rental insurance along with the card.
Financial Rewards Visa Platinum Plus Credit Card
- Financial Rewards Visa Platinum Plus Credit Card has all those facilities which are covered under two above discussed card types.
- But, other than those features, Financial Rewards Visa Platinum Plus Credit Card has
- the following key benefits :
- Cardholders earn 1 reward point for every $100 net purchase in every billing cycle.
- Customers earn 5 bonus points after first net retail purchase and get another 5 bonus points for every balance transfer worth $2500 in each billing cycle.
- Accumulated points don't expire for 5 years and value of 1 point is considered as1 dollar at the time of redemption.
Effectiva Platinum Plus Visa Credit Card
- Effectiva Platinum Plus Visa Credit Cardholders are not required to pay any annual fee.
- Cardholders get the facility of introductory 0% APR on purchases and balance transfers for the first six months
- Customers earn 5 bonus points after their first purchase made by the card.
- They earn 1 point for every $100 net purchases per month
- Customers earn 5 points for every balance transfer worth $2500 per month.
- Bonus points don't expiry up to 4 years and redemption can be started at 25 points.
- Every point earned by the customers results in $1 back to them. But, this cash back cannot exceed $600 for a year.