Visa Credit Card Application Form

By: EconomyWatch   Date: 6 October 2010

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Visa Credit Card Application Form is something really crucial in the process of applying for a Visa Credit Card. The Visa Credit Card Application Form has to be filled in by the prospective customers and in this way the Visa Credit Card issuing company gathers all the essential information that they need to know about the customer.

Generally the information which the prospective Visa Credit Cardholders are required to provide through the Visa Credit Card Application Form are:

  • Name of Primary Applicant and Co-Applicant
  • Address of Primary Applicant and Co-Applicant
  • Phone Numbers of Primary Applicant and Co-Applicant
  • Social Security Number of both
  • Monthly Gross Pay at the current employment
  • Monthly Gross of Additional Income if there exists any additional source of income

    • Other than this information one can also mention the name in which Additional Card is to be issued if he wants to apply for an Additional Card.
    Along with the objective of gathering information from prospective customers, Visa Credit Card Application Form also provides some essential information to the customers. This information is provided under the headings- Credit Information and Agreement, Credit Life and Disability Insurance and Credit Card Disclosure.

    The information given under the heading of Credit Information and Agreement requires a careful reading by the Visa Credit Card Applicant. After reading the terms and conditions carefully, Primary Applicant and Co-Applicant are supposed to sign in the indicated place along with mentioning their Date of Birth. Their Signatures will be viewed as their consent to all the terms and conditions mentioned in the Visa Credit Card Application Form and as their final nod in the process of applying for Visa Credit Card.

    Under the head of Credit Life and Disability Insurance, all important Insurance information provided is:

    • Insurance Policy Number
    • Insurance Maximum Coverage
    • Maximum Period for Loan Repayment
    • Retroactive Benefit in case of Credit Disability Insurance
    • Waiting Period in case of Credit Disability Insurance

    Under the head of Credit Card Disclosure, the information provided is:

    • Annual Fee for the Visa Credit Card
    • Annual Percentage Rate on Purchases
    • Method of Calculating Card Balance
    • Grace Period for the Repayment of Card Balances
    • Late Payment Fee
    • Fees for exceeding Credit Limit
    • Fees for Card Replacement

    To get more detailed information on Visa Credit Card Application Form one can browse the sites like mtedcu.org and nufcu.com.

    Read more about Visa Credit Card Application Form.




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