An individual can select from a wide range of local and international credit cards in Jamaica. Popular Jamaica credit card providers are:
Scotiabank Jamaica
Scotiabank Jamaica was incorporated as The Bank of Nova Scotia in 1889. What started out as a single banking office in Kingston is presently an island-wide network, with over 40 branches. Scotiabank is now acknowledged for its impressive online banking systems, with a dedicated 24/7 automated banking service for its customers. Scotiabank Jamaica offers several internationally accepted credit cards in Jamaica, including:
National Commercial Bank (NCB) Jamaica
Officially incorporated in 1977 as the National Commercial Bank Jamaica Limited, NCB has approximately 50 branches in Jamaica and representative offices in the Cayman Islands and the United Kingdom. NCB was the first bank in Jamaica to extend online credit card application. The bank offers six exclusive local credit cards in addition to the globally accepted NCB MasterCard and Visa. An individual is required to have minimum annual earnings of J$40,000 to be eligible for these cards.
This is an airline rewards card offered by MasterCard, issued to individuals with a strong credit rating. The APR on the Air Jamaica credit card varies according to a cardholder’s credit score, and may go up to 20.74%. Some important reward features of the card are:
Additionally, the Air Jamaica credit card is not subject to any annual fee and enables cardholders to benefit from zero APR on balance transfer for the first 6 billing cycles.