Introduction
Credit Card Gold is a variety of regular credit card but with various facilities added to it. The facilities that are available in the Credit Card Gold are unique and exclusive to only Credit Card Gold. The Credit Card Gold is more expensive than the regular credit card. Though the Platinum Credit Card is more expensive than Credit Card Gold.
There are number of facilities that are available in the Credit Card Gold:
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Low Interest Option
Cash Back on Fuel Purchasing
Travel Cash Back
Net Banking
Repayment Cheque Pick-ups
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Low Interest Option:
There are many options available in this credit card. While transferring balances one can choose from various options that are made available to the customers by the Credit Card Gold.
Cash back on Fuel Purchasing:
The cash back offer on fuel purchase is a special feature provided by Credit Card Gold. Credit Card Gold also offers discounts on fuel surcharges if the purchase is made with more that a certain amount of money. This offer is normally available at most of the gas pumps across the country.
Travel Cash Back:
Credit Card Gold also offers cash back policies while the card holder travels in different places. The Credit Card Gold sometimes offer a certain percentage of money if the hotel is booked through them. They also give a certain percent discount if the air ticket is booked through the credit card company or the traveling company associated with them.
Net Banking:
Though this facility is available in all kinds of credit cards but the Credit Card Gold offers special facilities like bill payment on line. This card also offers loans and balance transfers through phone calls.
Repayment Cheque Pick-Ups
Many banks through Credit Card Gold provide Repayment Cheque Pick-Ups facility for the card holders as the system helps the customers help saving valuable time. Though one needs to inform the concerned bank some times earlier.
There are many banks who offer Credit Card Gold facilities which are most of the times marginally different from each other in some way or the other. Banks like HSBC,CITY bank and many banks offer these facilities.
Credit Card Back Draws
But before getting enlisted with these banks one needs to look into the contracts carefully. There are hidden or additional prices most of the time which the customer does not get to understand before the contract is finalized.
Some times these companies initially promise to get one better credit when somebody has a bad reputation. But one should remember that it is not always easy to erase bad records.
One should also be aware of the Credit Card Gold catalogs that are said to have big cash backs or discounts. But it has often been seen that these cataloged prices are often more than the normal buyers' price. So in that sense there never is a discount or cash backs.
For more on Credit Card Gold one can go to americanexpress.com, creditcards.com