A brief introduction to the Sears Credit Card Account.
The Sears Credit Card Account is linked to the Sears Credit Card for the purpose of financing the payments that have to be made through the card, for purchases made by the consumers. The Sears Credit Cards are, in fact, issued to the customers in order to ease the process of purchasing from the Sears retail chain of departmental stores across the U.S.
The characteristic features of the Sears Credit Card Account.
The Sears Credit Card Account is not subjected to the payment of annual fee.
The Standard Purchase APR (or, Annual Percentage Rate) imposed upon the Sears Credit Card Account for the total purchases made during the annual billing cycle is a variable rate close to 25.5 percent.
The Introductory Purchase Annual Percentage Rate (simply, APR) is not applicable for the Sears Credit Card Account.
The Sears Credit Card Account is not applicable for the imposition of the Balance Transfer APR (rather, Annual Percentage Rate).
The requisites for opening a Sears Credit Card Account.
The potential consumer of the services of the Sears Credit Card has to apply in order to open a Sears Credit Card Account citing the personal details as required by the Citibank (South Dakota), N.A. which issues the credit cards. The personal details generally include information on the lines of the following :
The name, address, phone number as well as the e-mail address of the applicant.
The Social Security Number of the applicant.
The residential status which indicates whether the applicant lives in an owned or rented house or with the parents.
The payments that have to be made towards the housing costs by the applicant.
The Gross Annual Household Income of the applicant.
The contact number of the applicant's employer.