MasterCard Gift Card

By: EconomyWatch   Date: 6 October 2010

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EconomyWatch

The core Content Team our economy, industry, investing and personal finance reference articles.

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The MasterCard gift card can be used for purchases over the Internet or for in-store payments. They are ideal gifts for birthdays, holiday celebrations, anniversaries, graduations and other occasions.

The MasterCard gift card is used in the same way as a normal credit card. One can make purchases through a gift card at all locations that accept the MasterCard debit card. Although the MasterCard gift card offers a convenient method to make purchases, the credit limit is set by the purchaser. Furthermore, these cards also offer premium MasterCard security for all transactions,both offline or online.

The range of MasterCard gift cards available differs according to the location. Some of the most popular cards are rechargeable MasterCard gift cards or co-branded gift cards. With a rechargeable gift card, the receiver can reload it again with a specific amount for further use after the gifted value gets exhausted. MasterCard has associations with various brands to offer discountson purchases through gift cards. Such a gift card is called the MasterCard co-branded gift card.

One can purchase the MasterCard gift card from any partnering financial institution. To buy a MasterCard gift card, an individual has to fill in the application form with the required personal details. However, buying a gift card does not require a credit check or financial rating of the applicant. With some MasterCard gift cards, you can customize designs or imprint messagesto personalize the card.

How the MasterCard Gift Card Works

The receiver of the MasterCard gift card should follow the steps described below to use the card appropriately:

  • MasterCard gift cards require activation before they can be used. The activation procedure is detailed in the card kit. Also, remember to sign in the signature panel on the back of the card.

  • Read through the terms and conditions of the MasterCard gift card in order to understand the card’s benefits and liabilities.

  • Check the available balance of the gift card prior to making a purchase.

  • Preserve the gift card’s account number and customer service number in a secure place. You will be required to provide them in case of the card is lost or stolen.

  • One can access the account balance and transaction history of the MasterCard gift card through the Internet.

‘MasterCard’ is the registered trademark of MasterCard, who can be found at www.mastercard.com

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