Macy’s Credit Card (Macy’s Visa Card)

By: EconomyWatch   Date: 20 September 2009

About The Author

EconomyWatch

The core Content Team our economy, industry, investing and personal finance reference articles.

EconomyWatch, Content Team

 

  • Dot Div
  •      

Macy’s credit card (Macy’s Visa card) is a departmental card that comes in four basic and four Visa variants. The cards are financially maintained by the Department Store National Bank.

Macy’s Credit Card: Variants

The four Visa variants that Macy offers are:

  • Macy's Red Star Rewards Visa
  • Macy's Gold Star Rewards Visa
  • Macy's Platinum Star Rewards Visa
  • Macy's Elite Star Rewards Visa

It also offers the non-Visa variants for in-store shopping with a few trade-offs as benefits.

Macy’s Credit Card: Benefits

Depending on the card a consumer picks, ranging from the Red Star to Elite Star, the benefits differ:

  • Macy’s Red Star Rewards Visa

    • Monthly cardholder savings events

    • No annual fee

    • Flexible payment plans

    • $0 liability on fraudulent purchases outside of Macy

  • Macy’s Gold Star Rewards Visa

    • Easy return even without a receipt

    • Monthly cardholder savings events

    • No annual fee

    • Earn $10 Star Rewards Certificates

  • Macy’s Platinum Star Rewards Visa

    • Enjoy 12 free services per year

    • Easy returns without a receipts

    • Earn $25 star rewards certificates

    • $0 liability on fraudulent purchases

  • Macy’s Elite Star Rewards Visa

    • Enjoy 18 free services per year

    • Monthly cardholder saving events

    • No annual fee

    • Earn $25 Reward Certificates

Being affiliated with Visa, these cards can be used at any location that accepts Visa cards and come with protection against fraudulent charges.

Macy’s Credit Card: How to Apply

You can apply for the Macy’s credit card either through the company’s website or by visiting a Macy’s store. For online application, go to Macy’s website and click on ‘Apply for a Macy’s Card’. Fill in your personal details, including your social security number and existing card details. Ensure to read through the ‘Important Credit Disclosures’ to know the interest rates, grace period and other related information.

However, if you wish to apply for Macy’s Visa Card, you will have to go to a Macy’s store, since this option is not available online. Applying at the counter will also let you know the status of the credit check, almost instantaneously.

Macy's Credit Card is a brand owned by Macy's, a subsidiary of Macy's Inc.

Find out more about Macy's Visa Credit Card.


  • Dot Div
  •      

Related News

Is It Worth Keeping The Pirates At Bay?
The Internet and Social Media
Is It Worth Keeping The Pirates At Bay?
23 May 2012
A Global Health Care Remedy – Why We Must Fix High Drug Prices: Joseph Stiglitz
Healthcare Industry
A Global Health Care Remedy – Why We Must Fix High Drug Prices: Joseph Stiglitz
22 May 2012
Greece Economy
Greece Must End Its Doomed Marriage With The Eurozone: Nouriel Roubini
21 May 2012
Advice for Goldman Sachs Social Media Manager
Companies & Investments
Advice for Goldman Sachs Social Media Manager
18 May 2012
Can Hollande Change the Balance of Power in Europe? : Zaki Laidi
Europe Economy
Can Hollande Change the Balance of Power in Europe? : Zaki Laidi
17 May 2012
What the West Can Learn From Islamic Banking
Banking and Finance
What the West Can Learn From Islamic Banking
16 May 2012

See more related news

Most Popular in Browse Credit Cards By Company

Related Links
blog comments powered by Disqus