Home Depot has collaborated with the Citibank Group to offer Home Depot credit card to its customers. Home Depot also accepts MasterCard, Discover, Visa and American Express.
Incorporated in 1978, Home Depot is a home-improvement retailer with approximately 2,200 stores worldwide. The headquarters of the company are situated in Atlanta, USA. It sells electronics, home appliances, bath products and accessories, building materials, home décor products, doors and windows, flooring, kitchen items, lighting and tools & hardware. After Wal-Mart, Home Depot is largest general retailer in the US. The company has its operations in Canada, Mexico, China, United Kingdom and South America.
The application form for the Home Depot Credit Card is available on the company’s website.
Home Depot Consumer Credit Card: Types
There are five types of Home Depot credit card available:
- The Home Depot Consumer Credit Card (17.99% APR)
- The Home Depot Rewards MasterCard
- The Home Depot Commercial Revolving Charge Card
- The Home Depot Commercial Account
- The Home Depot Business Rewards MasterCard
Home Depot Consumer Credit Card: The difference between consumer and commercial cards
The aim of the Home Depot Consumer Credit Card and the Home Depot Consumer Rewards MasterCard is to provide a safe, easy and secure way of daily expenditure on home repairs and maintenance.
On the other hand, the Home Depot Commercial Credit Cards and the Home Depot Business Rewards MasterCard are aimed at small and medium size businesses.
Home Depot Consumer Credit Card: Rewards and Benefits
The Home Depot Consumer Credit Card offer various benefits, such as:
- No annual fee.
- Members are not required to make any payment for a specific period.
- Interest rates are lower for purchases worth a considerable amount.
- Excellent reward points.
The users of the Home Depot Commercial Revolving Charge Card are eligible for the following benefits as well:
- Itemized billing
- Members can track their purchases by the PO Number, Job Number or Job Name.
- Employee cards can be acquired without any charge.
Home Depot Consumer Credit Card: Restrictions
There are some restrictions applicable on the use of the Home Depot credit card:
- Starting from the purchasing date finance charges accrue at the standard purchase rate regularly.
- If the member does not pay before the promotional period ends, all the accrued finances charges will get added to his/her account.
- Default APR 29.99% is subject to variation.
‘Home Depot Credit Card’ is the trademark of Home Depot, who can be found at www.homedepot.com