Discover Gift Card

By: EconomyWatch   Date: 9 October 2009

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A Discover gift card is accepted at all stores and outlets that accept Discover cards. It is a prepaid store value card that Discover delivers to almost all locations in the US. Gift card holders cannot use this card at ATMs, check cashing agencies and other locations where an authorization may be made for an amount bigger than the value of the card.

Discover Gift Card: Expiration Date

There is a lot of confusion among users about the Discover gift card’s expiration and other charges. Discover gift cards, even with an expiry date, do not actually expire. They can be revived for a 5% charge and a replacement card can be ordered. However, the request must be made within 90 days of expiration.

The expiry date is a security measure to decrease fraud and make the card usable for online as well as over-the-phone purchases. For reviving the card, a card holder needs to contact customer services and request for a replacement card. Customer services only require the existing card number to dispatch a replacement card.

One negative feature of the Discover gift card is that it entails a monthly dormancy fee of $2.50 if it is not used every month for the first 12 months.

Purchasing a Discover Gift Card

The person ordering a Discover gift card needs to pay an extra $3.95 as packaging fee and an optional $6.95 for gift cards with matching greeting cards. Discover gift cards can be quickly delivered as well for a charge of $9.95 (express delivery).

Discover gift cards are available for different denominations varying from $20 to $500 and can be bought in batches of 20 cards, provided the total value does not exceed $3,000.

To add a personalized touch, one can write a message on the greeting card, leave a message on the card carrier or even get the name and a small message embossed on the plastic card itself.

However, people buying the Discover gift card should know that once the order is placed, it is irreversible. Therefore, to avoid erroneous deliveries or denominations, the information should be carefully verified and only then should a go-ahead for the Discover gift card be given.

You can find out more about Discover Gift Card at the http://www.discovercard.com/ website. Discover Gift Card is operated by Discover and Discover Financial Services through Discover Bank subsidiary.


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