Discover Business Card

By: EconomyWatch   Date: 9 October 2009

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Discover business card is the ideal choice for small business owners who look for discounts and cash backs. With Discover business card, a card holder can get 5% rebate on office supplies and 2% rebate on gasoline purchases. The rebate process is based on a tiered system and therefore different amount of purchases earn different rates of rebates.

Discover Business Card: Rebate Formula

The tiered rebate formula is as follows:

·        The first $1,200 in annual purchases of office supplies/equipments and $1,200 in annual purchase of gasoline earn cardholders a 2% rebate (cash back).

·        Purchases made for amounts bigger than $1,200 are given the same rebate as other items that earn a 0.25% rebate when the annual purchase is below $5,000. Annual purchases of more than $5,000 earn a 1% rebate.

A cardholder can earn unlimited rebates and can even double their value by using them for purchasing a selected few gift cards.

Discover Business Card: Double Your Reward

The following are the outlets that offer double the value of collected reward points when Discover business card users purchase gift cards through them:

·        Bedroom Expressions

·        Kalamazoo Outdoor

·        Big City Chefs

·        GourmetTM Grills

·        Carnival Cruise Lines

·        Lawn Boy

·        Celerity Cruises

·        Lobster Gram

·        Crabtree & Evelyn

·        Mrs. Fields

·        Denver Mattress

·        Norwegian Cruise Line

·        FTD.COM

·        Princess Cruises

·        Furniture Row Outlet

·        Reader's Digest

·        Great American Days

·        Royal Caribbean

·        Holland America International

·        Hollywood Video

·        Samsonite Company Stores

·        Hyatt Hotels & Resort

·        The Sharper Image

·        Sofa Mart

·        Sprint

·        Ticketsnow.com

·        Ultra Diamond Outlet

Discover Business Card: Other Benefits

Discover business card comes with a host of other benefits as well, such as:

·        Charity donations: Discover adds 20% to the amount of rebates if a consumer plans to donate money to charities, such as American Red Cross, Juvenile Diabetics Research Foundation, Junior Achievement or Make-A-Wish Foundation.

·        Merchant discounts: Discover business card holders get special discounts at stores like Barnes and Nobles (7% cash back), Overstock.com (5% discount), FTD (20% cash back or discounts)

·        Purchase checks: Business suppliers who do not accept credit cards can be issued purchase checks by cardholders. This facility is offered without any fee and entails the standard APR.

      Besides these, Discover business card holders can also view their statements free of cost.

You can find out more about Discover Business Card at the http://www.discovercard.com/ website. Discover Business Card is operated by Discover and Discover Financial Services through Discover Bank subsidiary, a member FDIC.


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