Belk Credit Card

By: EconomyWatch   Date: 20 September 2009

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The Belk Credit Card is issued by GE Money Bank. As these cards are issued by a third party, the privacy policies are different from that of Belk.

How to apply for a Belk Credit Card

The easiest way to apply for a Belk credit card is online. All you need to do is fill up the form and submit it for consideration.

Benefits of Belk Credit Card

Like most of store credit cards, the Belk card has many benefits, such as:

  • Reward points: Every dollar worth of shopping with the card earns you a point. With 400 points, a consumer becomes eligible for a $10 reward certificate.
  • Cardholder shopping days: Belk arranges for a minimum of 12 such shopping days that offer good discounts and offers for Belk cardholders.
  • Double points events: Belk also arranges for events that get cardholders double points for every dollar spent through the card.
  • Online management: Cardholders can make payments, see their statements and order e-statements or request for add-ons online. Online management lets them keep a watch on their expenditure as well.
  • Paperless return policy: As all the purchases get stored in the database, returning items is easy without the need of receipts.
  • Zero liability for fraud: There is no need to worry if your card is stolen or you lose it, since the Belk credit card comes with protection against fraud purchases.
  • Zero annual fees: There is no fee even on the carried forward balance.
  • Zero percent premier plan financing: Consumers can get 0% financing option on their bulk purchases.
  • Free wrapping: Any purchase made on the Belk credit card is eligible for free wrapping.
  • 20% discount on birthday coupons: Consumers buying birthday cards for their friends, family members or colleagues are eligible for this discount.
  • Pick your own sale days: Consumers with ‘Elite’ membership are eligible to pick their shopping days rather than the fixed days. With this feature, a consumer gets the maximum discounts when he knows he will be shopping in bulk.
  • Free shipping for coupons: Gift card and other shipping coupons are delivered on priority for no extra fee.

The Belk credit card offers other facilities, such as ‘triple-points’ days as well. However, such facilities are limited to ‘Elite’ members.

You can find out more about Belk Credit Card at the http://www.belkcredit.com/ website, operated by GE Money. Belk Credit Card is a brand owned by Belk Inc and Belk eCommerce LLC. Ge Money is a brand name of General Electric.


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