The Royal Bank of Canada (RBC) offers the RBC Visa credit card to any applicant who is residing in Canada.
RBC is the largest bank in Canada and has a wide range of RBC Visa Credit Cards specifically meant for globetrotters, students,
business owners, reward hunters and people who are particular about low interest rates.
RBC Visa: Overview
RBC Visa cards are accepted at more than 600,000 locations across Canada and over 22 million outlets globally. Popular
RBC Visas include:
RBC VISA Business
Annual fee of $120 for the first card and $50 for additional cards
Cash advances and purchase interest rate of 19.5%
Zero cardholder liability
Travel insurance and flight delay insurance
RBC VISA Classic Student
- No annual fee
- Interest rate on purchases and cash advances are 19.5%
- Grace period: 21 days
- Free supplementary card
- Guaranteed hotel reservations
- Everyday cash access up to $ 500, worldwide
RBC Rewards VISA Classic
- No annual fee
- Purchase and cash advance interest rate of 19.5%
- Cardholders are credited with one RBC reward point for every
two dollars spent with the card. These points can be redeemed for gift certificates, travel packages,
merchandise and discount coupons.
- Additional RBC reward points are awarded for transactions through the Rewards Network Restaurant Program.
- Points can be exchanged for extra Esso points
- Daily cash access of up to $5,000, globally
- Applicant must have a minimum annual income of $15,000
RBC VISA Classic Low Rate Option
- Annual fee of $20
- Low interest rate of 11.95% on purchases and cash advances
- 21-day grace period
- Free supplementary card
- Canadian residents with annual income of $15,000 or more are eligible to apply
RBC Visa credit cards can be further divided into travel cards and lifestyle cards. Travel cards include Visa Infinite Avion,
British Airways Visa Platinum and Cathay Pacific Visa Platinum. RBC Esso VISA card, RBC Mike Weir VISA Card and
RBC Starbucks Duetto VISA card are popular lifestyle cards.
‘RBC Visa’ is a trademark of The Royal Bank of Canada, who can be found at www.rbcroyalbank.com