It has a low balance transfer rate for eligible customers. This helps in saving hundreds of dollars in interest.
It has no annual fee.
When you own a President’s Choice Financial MasterCard credit card, the benefits you get are:
Get 10 PC points for every $1 spent through the card.
Purchase Assurance and extended warranty free of cost. This ensures that the purchases made through the President's Choice Financial MasterCard remain protected.
Get a maximum of four additional cards at no extra cost for your family members when you receive your card.
Choice of extra options for added protection at low cost.
Provides you account balance protection. As a result, the minimum monthly payments on your President's Choice Financial MasterCard are taken care of if you involuntarily lose your job, get disabled or become hospitalized. In case you lose your life, this protection will also pay off your balance in the credit card to a maximum of $15,000.
Provides you access to card registry service. Through this service, you can cancel your existing card and request for a replacement, if it is lost or stolen.
You can also earn points:
At participating stores that sell President’s Choice products.
Through weekly flyers for those stores.
Checking emails sent by President’s Choice financial services.
Through your monthly statements from President’s Choice Financial MasterCard.
Once your accumulated PC points cross 20,000, you can start redeeming them. Every 20,000 points equal $20. You can use this money to buy anything from a store or online. You can get:
Free groceries for a birthday party
Get a monthly bonus of $10 with PC mobile Flex Plan 25
Free everyday groceries
Alternatively, you can donate your PC points for a good cause by using President’s Choice Children’s Charity. However, you can only donate in increments of 20,000 PC points and President’s Choice will not issue the tax receipts for these PC points’ donations.