Alliance and Leicester Bank boasts an impressive portfolio, which caters to almost all kinds of financial needs. Be it savings, investing, credit or security, Alliance and Leicester Bank has it all. This includes savings accounts, credit cards, loans, mortgages and investment options to meet different customer requirements. Below is the list:
· Current Accounts
o Premier Direct: This award-winning account offers 6% AER for balances up to £2,500 for the first year and lets account holders withdraw up to £2,000. There is no charge on arranged overdrafts.
o Premier: This account offers a free annual multi-trip European travel insurance along with a free switching service.
o Premier 50: For people over 50 years, this account charges £10 and offers services such as health insurance, identity protection and lost card protection. The account offers 6% AER for the first year.
o Premier 21: For people above 21 years, this account earns 5% AER for the first year for amounts up to £1,000. The account also offers interest-free overdraft.
· Savings
o Fixed rate bonds: These accounts offer one and two years fixed bonds. An account holder can earn from 4% to 2.75% for amounts bigger than £10,000.
o Online Saver Issue 6: With 3% AER, this account allows access to your money within 24 hours and charges no withdrawal fee.
· Loans
o Personal loans: With an APR of 8.9% for loans from £7,500 to £15,000, these personal loans claim to save almost £810 when compared to another loans.
o Secured loans: This loan facility lets you borrow large sums over a longer term with lower monthly payments.
Besides, Alliance and Leicester Bank also offers facilities such as bill payments, business banking and mortgages.