State Bank of Indore was established in the year 1920 under the royal charter of the local Holkar Kingdom. It was then called the Bank of Indore. In 1960, it became a subsidiary of the State Bank of India, the largest public sector bank in India. Over the years, Indore Bank acquired some of the local banks to ensure greater reach. In 1971, it was upgraded to a class ‘A’ category bank for providing effective solutions.
State Bank of Indore has a considerable network, particularly in the states of Madhya Pradesh and Chhattisgarh. The zonal offices are located at Indore, Bhopal, Delhi and Mumbai. The bank’s operations within the domestic states have been divided into five distinct regions, which are headed by 12 regional offices. The bank has a presence in over 300 cities with over 470 branches. According to the March 2009 quarterly statement, the bank’s turnover has crossed Rs50,000 crores.
State Bank of Indore offers core banking solutions to retail, rural and corporate clients. The bank has divided its products and services under the following categories:
Loan products: Different loan products are available for rural, individual and enterprise customers. Loan products of individual customers include home loan, auto loan, personal loan, festive loan and education loan. Credit finance and export-import loan products are available for corporate and enterprise customers.
Deposits: Deposit products include savings and current accounts, recurring deposits, fixed deposits, tax saving plans and NRI (non-resident Indian) deposits.
Cross selling: Products such as insurance policies, pension schemes, mutual funds and credit cards fall under this segment.
With special emphasis on agro-banking, Indore Bank offers specific credit card products and finance services at low interest rates for farmers.