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Alliance Bank

By: EconomyWatch Date: 9 September 2010

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A brief introduction to Alliance bank

Alliance bank is a reputed bank which participates in almost all professional and personal financial programs tailored to meet the needs of all. Alliance bank provides quality service to the people.

Facts about Alliance bank:

The community founded Alliance bank has assets worth $419 million.
Alliance bank has branch offices scattered all over and are 9 in number
Alliance bank offers loans, the loan center being located in Pennsylvania.
"ALLB" is the symbol under which Alliance bank is quoted in NASDAQ.

The different branches of Alliance bank are located in:

Broomall
Upper darby
Secane
New town square
Lansdowne
Havertown
Springfield
Concordville
Paoli

Alliance bank renders services in both the personal banking sector and also in the business banking sector.

Alliance bank rates of interest differ depending on the options one has opted for.

Business banking sector

The business sector has the following services and facilities to choose from:

Term loans:

Term loans are subjected to fixed and variable rates of interest. Alliance bank renders prompt and quality service to the Alliance bank account holders.
Terms and conditions of Alliance bank are not very rigid.
Alliance bank provides commercial mortgage to entrepreneurs.Alliance bank offers loans for acquiring property, building property and improving an existing establishment.
Rate of interest offered is up to a period of 10 years or for a short period.
Alliance bank provides several kinds of loans which are protected by the Small Business Administration.
Alliance bank offers loan for long term periods. Rate of interest may be either fixed or variable.

Alliance bank also provides line of credit. Alliance bank reviews ones line of credit on a yearly basis.

Alliance bank offers line of credit for the improvement of ones business and also to build or start a new business.

Alliance bank is reviewed every 5 years. Revolving credit is extended to entrepreneur to operate ones business smoothly.

Personal banking sector

Alliance bank also extends personal banking services to the alliance bank account holders.

Checking

Alliance bank extends checking facilities to the customers of Alliance bank. Checking facilities are a part and parcel of the financial operations of an Alliance banker.

One can also avail of an offer where an Alliance bank account holder is required to have a minimum balance of $99 to avail of the facility of free checking of ones account.

Alliance bank provides services to all the customers for free. The Alliance bank account holders with higher balance can avail of better benefits.

Alliance bankers can avail of a number of savings options in accordance to ones needs.

Savings

Alliance bank renders the following options:

Passbook savings

Statement savings

Insured market fund

certificate of deposit

IRA account

Loan services

Alliance bank renders loans of various types to all the customers of Alliance bank.
The categories of loans extended by Alliance bank are mentioned below:

Home equity loans

Saving secured loans

Student loans

Mortgages.

Round the clock help for the Alliance bank customers.

In addition to the facilities mentioned above, Alliance bank also renders the following facilities.

ATM access

Phone banking

payment of bills

On line or real time banking is also provided by Alliance bank.

Alliance bank facilities should be judiciously availed of for tapping maximum benefits.