Westpac Personal Online Banking refers to those personal banking services of Westpac which are available online and help the Westpac customers to manage their money, account and investments in a fast and convenient way.
Westpac Personal Online Banking services can be accessed by both the personal customers and business customers of Westpac.
Westpac Online banking Service for Personal Customers
The personal customers who want to register for the online banking services of Westpac require to visit any of the Westpac Branch or they can make a call to phone banking service of Westpac.
Westpac Online banking Service for Business Customers
Business Customers of Westpac can also avail the online banking services, but the condition is that, they should have the authority to write checks with his own single sign. The business persons who don't have single signing authority and need other people except him to sign checks on his account with Westpac cannot register for online banking facility of Westpac.
So, the customers who have business relationship with Westpac can also avail Westpac Personal Online Banking services if they hold individual access to their business accounts.
Benefits that the customers can enjoy by registering for
Westpac Personal Online Banking Services:
- Customers can view their Account Balances by accessing the internet. It is not that only the persons who are holding personal account, business account or Savings Account with Westpac can enjoy this online banking service. The customers who hold Westpac Credit Cards can access their card account and the persons who have taken Home Loan or Business Loan or Personal Loan from Westpac can access their loan account using Westpac Personal Online Banking services.
- They can check all the updated Transaction Details of their account using this online banking service and they can also download these account details.
- Customers get the facility of Automatic Bill Payments. All they need to do is that they have to access the online services of Westpac and have to set the payment instructions and schedule of payments.
- Customers are able to make payments through Westpac Personal Online Banking services in various ways. They can give instructions online such that the payment is made by the bank from the customer's account on that day only. Customers can also give instructions online for planned transactions on a future date. Other than these they can also set up automatic payment schedule so that the bank makes the payment from the customer's account on a particular date of each month.
- They can Transfer Funds from one account to another using Westpac Personal Online Banking services.
- Customers can update their mailing address and contact number using the online banking services of Westpac.
As these benefits do not cost much, every customer of Westpac can register for the Westpac Personal Online Banking service. Customers are not required to pay anything to register for this service. For viewing account balance and transaction details they are not supposed to pay any fees but to make payments and transfers through the online services certain fees are charged by the bank.