Woolworths credit cardholders are required to make minimum repayments every month in case they have an outstanding balance. This minimum amount is 2.5% of the outstanding balance or $30, whichever is higher. Repayments on the Woolworths credit card can be made in-person at any Woolworths or Safeway Supermarket. However, Woolworths credit card payment online is the most convenient alternative for making monthly payments, from the convenience of your home or office. Moreover, it helps to save on postage and traveling expenses.
Woolworths Credit Card Payment Online: Options
Online payment on the Woolworths credit card can be made through:
BPAY
A BPAY service can be setup from an account of a qualifying bank or financial institution. The accounts that qualify for BPAY payments for the Woolworths credit card are:
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Checking
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Savings
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Transaction or debit
The Woolworths credit card payment online biller code is 017574 for making payments through BPAY. In addition, you will be required to furnish your credit card number, which becomes the reference number for future transactions. Payment processing through BPAY can take up to two business days.
Direct Debit
The Woolworths direct debit facility enables complete payment flexibility. A cardholder is entitled to select from the following automatic payment options:
· Minimum monthly payment due.
· Full card balance.
· A fixed amount.
Remember that if the minimum monthly repayment is higher than the fixed amount, the former will be deducted from the nominated account.
In addition, you can also select from the following payment options:
· Regular payment: This implies automatic debit of the nominated account with the desired amount every month on the same date.
· On-demand payment: This enables you to make payments from the nominated account at your convenience, without any date-restriction.
Payment through direct debit can take up to 5 days for processing.
Everyday Money credit cardholders can cover their repayment obligations with ‘Everyday Money Credit Card Repayment Insurance.’ This offer ensures that a cardholder’s monthly repayments are met if his/her source of income gets discontinued due to critical illness, injury or involuntarily unemployment. Moreover, if the cardholder becomes permanently disabled or passes away, the credit card outstanding of up to $25,000 is repaid.