The Emirates Citi platinum card is offered by Citibank in collaboration with the airline giant Emirates. The card is best-suited for individuals who travel on a regular basis, since it helps to gather discount reward points for flight tickets. According to the Emirates Citi platinum card schedule, 25,000 points can be redeemed for an Emirates economy class return ticket to New Zealand, 45,000 points qualifies you for a return ticket to South East Asia and 95,000 for a return ticket to Europe.
Emirates Citi Platinum Card: Features
Some important features of the Emirates Citi platinum card are:
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Annual fee of $199.
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Low fee of $90 on supplementary cards.
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Interest rate of 19.99% on purchases and cash advances.
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Interest free credit period up to 55 days.
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Balance transfer rate of 4.9% for life.
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High credit limit up to $100,000.
Emirates Citi Platinum Card: Rewards and Benefits
The card comes with the following rewards and benefits:
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One complimentary chauffeur driven car annually.
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One free lounge pass (for two) per annum to any Emirates Lounge in Australia.
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Around-the-clock personal concierge services.
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Complementary international travel insurance for the cardholder and his/her family.
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Free purchase cover of up to $200,000.
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Transit accident insurance.
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Earn 1.5 Citi Miles on every dollar spent on retail purchases, which is automatically converted transferred into the Skywards account.
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Discounts of up to 25% at various retail outlets as a part of ‘Citibank World Privileges.’
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Earn miles while using the card at partner associates of Emirates, including Virgin Blue and other affiliated hotels and car rentals.
Emirates Citi Platinum Card: Limitations and Exclusions
Emirates Citi Platinum Card is subject to the following terms and conditions:
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An individual must be over 18 and have a minimum annual income of $50,000 to acquire this card.
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Only permanent Australian residents are eligible for this card.
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Only 4 supplementary cards can be acquired with Emirates Citi platinum card, wherein the additional cardholders must be over 16 years of age.
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An existing Citibank credit cardholder can only apply for the Emirates Citi platinum card if s/he has held the current credit card for at least 9 months.
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The 4.9% balance transfer rate does not apply to transfer from existing Citibank accounts.
Keep in mind that to acquire and redeem miles on Emirates Citi platinum card purchases, one must be a member of Skywards, the frequent flyer program of Emirates. However, the membership of Skywards is free, subject to certain Skywards terms and conditions.